Since young drivers like students are in a high-risk group, they have to pay much more for cover. They are three times as likely to be involved in an accident as drivers in their fifties are.Students also usually live in areas of high crime as well, all working to make their premiums go through the roof. People are often most concerned with saving as much money as they can on their cover, but if the money is available, it is wise to seek out not only cheap cover, but also cover that will give you everything you need. You should think about value as well as cost when hunting for the perfect cover for students. This can allow you to get both a good price and the right level of cover you need.There are several different ways that students can save on their cover:1. Be careful when you buy- Often, the least expensive cover is given to those whose car has a small engine and no modifications. Buy a car based on safety and price savings and forget about expensive sports cars.2. Get the most security- Be sure that you outfit your vehicle with every possible safety measure to lower your rates. This means getting an immobiliser and an alarm. Also, be sure to park your car in a placed that is secure, like a locked garage.3. Lower your mileage- Agree to drive you car less to save. If you don’t drive as much, you won’t have to pay as much for your cover, since you are less likely to be involved in an accident.4. No Claims Discounts- Often, for students, insurers will give them a fast way to start saving on their premiums if they can go nine months without filing a claim. Be careful while driving and this can really make a difference in the price you pay for car insurance.5. Pass Plus- After your driving test, if you can complete a Pass Plus driving course, you can save off your cover price.6. The most important thing to do to get the cheapest rates, is to take you time and shop around for the lowest and best policy. Many people just take the first choice they are given and this is usually a mistake. The prices from insurer to insurer are widely varied, so to secure a lower rate, you will need to compare insurers. This can be done the easiest with the use of the Internet, since it enables you to compare and contrast different companies all in the same place. You just need to put in your information and then the website will give you tons of terrific choices and let you decide which one is the best for you.Car insurance for students doesn’t have to be overly expensive, when you use your wits and take some steps to make your car secure and hunt around for the greatest policy that will meet your car insurance needs.